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One of the best perks of using a Chase credit card for booking airfare is that if your flight is delayed for 12 hours or more you are eligible for reimbursed out of pocket lodging and meal expenses!
I wrote about this here, but at the time Chase would only reimburse you up to $300 per ticket. Starting a few months ago, Chase upped their reimbursement amount to $500 per ticket! This is a great perk of the card which many times gets brushed under the rug.
Once I realized this benefit, I decided to only use my Chase Sapphire Preferred card when booking airline reservations. This card still received 2x points on airfare purchases. Although not as many points at using my American Express Business Gold Rewards card (where you earn 3x points on airfare purchases), having this benefit outweighs the point difference.
When I used to travel every week for work, travel delays happened quite often – just my luck right! Fortunately, any additional hotel or food expenses was put right on my corporate Amex card and I was never out the money. Now, when traveling on my own dime I like the insurance coverage. Last year I was actually able to use this coverage on a trip home from Florida. There was a massive blizzard in NYC and I needed to spend an additional night in Florida. Of course I wasn’t complaining as the sun was far better then the snow, and my relatively expensive hotel night was reimbursed!
Some things to know:
- You actually have to book your airfare with the credit card, not just be a cardmember
- You must provide receipts when making your claim
- If you book with points, you are covered as long as the taxes/fees are paid for with an eligible Chase card
Chase Cards with this benefit:
- Marriott Rewards
- Ritz Carlton Rewards
- Hyatt Visa
- Sapphire Preferred
- Ink Bold
- Ink Plus
- Ink Cash
- Ink Classic
- United MileagePlus
To learn more about many of these credit cards listed above, check out this page. I have many of the cards listed out, including full blog posts on the perks, sign up bonus, benefits, etc.
Disclosure: This post contains affiliate links. As always, thanks for supporting the blog and enjoy traveling on a deal!