Top Credit Cards for June

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Since credit card offers are constantly changing, I wanted to point out my top 5 offers on a monthly basis (past months: MarchApril, May). Of course this list does not include all offers currently available (you can see a compiled list here), but I wanted to limit it to five and include some newly announced offers along with some offers that are close to expiring:

  • Starwood American Express: Earn 30,000 points after meeting the minimum spend requirements (10,000 points after your first purchase on the card and 20,000 points after spending $5,000 within the first 6 months). Annual fee waived for the first year and then $65/year. This is a limited time offer and the terms state that you must be approved by June 30, 2014. Typically the offer is a steady 25,000 points but 1-2 times a year they bump up the offer by 5,000 points.
    • Perks: This is one of my two everyday go-to cards for purchases that do not fit in a bonus spend category for other cards. I absolutely love earning Starwood points and find them extremely valuable. When redeeming Starwood points you also receive your 5th night free when redeeming at category 3-7 hotels and their Cash & Point redemption options are very favorable. Additionally, if you prefer miles you can transfer your SPG points to many airlines at a 1:1 ratio and get a 5K bonus for every 20K increments transferred over. This can be a great value and makes the Starwood card more valuable on your everyday spend then any other airline card. This will give you much more flexibility and a 25% increase in miles if you decide to redeem your points for flights. By having the card you receive 2 stays and 5 nights towards status annually. And if you have both the personal and business card you can get those stays/nights towards status per card! UPDATE: This offer has expired.
    • Related Blog Post: Starwood Credit Card 30,000 Point Offer is Back! Are Authorized Users Eligible for the Starwood Amex 30,000 Point Offer? Starwood Blog Series
    • Application Links: There are two ways to apply, via referral or a direct link:
      • Referral: If you know someone with the credit card, ask them to refer you. They will receive 5,000 bonus points. I’d appreciate the opportunity to refer anyone for the personal version of the card (you can email me at dealswelike@gmail.com), or you can ask a friend/family member to refer you using these links: Starwood American Express Personal referral linkStarwood American Express Business referral link
      • Direct link: There are now direct links to apply for the card, but you might as well ask someone to refer you as there is no reason to leave the 5,000 referral bonus points on the table! Starwood American Express Personal direct link; Starwood American Express Business direct link
  • Chase Freedom: Earn 20,000 points after $500 spend within the first three months. No annual fee! This is a limited time offer, however, there is no set end date. This is double the regular offer and since it requires little minimum spend and has no annual fee is a great card to have in the wallet. UPDATE: This offer has expired.
    • Perks: This card earns you limited Chase Ultimate Reward points where you can redeem your points for cash; 1 point = 1 cent, so 20,000 points equals a flat $200. However, if you have another Chase Ultimate Reward earning credit card (Chase Ink Bold, Chase Ink Plus, or Chase Sapphire Preferred), you can transfer your Chase Freedom points to one of those three cards and then transfer your points directly to a partner loyalty partner if you’d get a better value from your points. This card has 5% quarterly rotating categories, so you are ultimately earning 5x points up to $1,5000 spend per quarter. This can equal $75 on some very popular spend categories. The current 2014 bonus spend categories include:
      • January-March: Gas Stations, Movie Theater, Starbucks
      • April-June: Restaurants, Lowes
      • July-September: Gas stations, Kohl’s
      • October-December: Amazon.com, Zappos, Select department stores
    • Related Blog Posts: Chase Freedom Limited Time Offer Credit Card; Introduction to the Chase Ultimate Rewards Program
    • Application Link: Chase Freedom Application Link
  • Hilton Reserve Credit Card: Earn 2 free weekend nights plus a $100 statement credit:
      • Earn a $100 statement credit after spending $100 or more on your first hotel stay in the Hilton HHonors Portfolio within the first 3 months of account opening. This is the additional limited time offer, so is great if you have an upcoming stay at any Hilton hotel. You can think of this as a free $100 towards your next stay! The downside though is that it is only valid for 3 months, so it is limited.
      • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio after $2,500 in purchases within 4 months of account opening
    • Perks: While I wouldn’t use this card for everyday spend, getting two free weekend nights at a high end hotel is great. These certificates can be used at expensive hotels in NYC, London, Hawaii, Maldives, Paris, etc. The only exclusions are all-inclusive resorts, Hilton Grand timeshare properties, and Waldorf Astoria hotels with no standard rooms offered. Additionally, the certificates are limited to Friday, Saturday, and Sunday nights. Unlike sign up offers where you earn points, this offers a fixed redemption so you are better off redeeming for an expensive high end hotel over a Hampton Inn, for example. If you typically redeem your points for inexpensive stays, then this card is not for you. But, if you are one that likes the lavish hotels, this is a great card. The certificates do expire, however, 12 months after they are deposited into your account. Additionally, this card entitles you to free Gold status which gets you free breakfast (except at Waldorf Astoria and Vacation Club hotels) and your 5th night free on all award redemptions. Lastly, if you spend $10,000 on the card within your cardmember year (rolling 12-months not a calendar year), you’ll receive another free night weekend certificate – this is a yearly perk.
    • Related Blog Posts: Hilton Reserve Credit Card Limited Time Offer; Hilton Blog Series
    • Application Link: Citi® Hilton HHonors™ Reserve Credit Card
  • Southwest Airlines Rapid Rewards: Earn 50,000 points for new applicants after spending $2,000 in the first three months; Annual fee is NOT waived for the first year. 
  • AAdvantage World Elite Mastercard: Earn 100,000 AAdvantage bonus miles after spending $10,000 on the card within the first three months. Annual fee of $450 is NOT waived.
    • Perks: I’ve included this card in my top 5 list every month as it is offering one of the highest sign up bonuses at 100,000 points! While the annual fee sounds like a lot, it may be well worth it for many to earn the 100,000 bonus miles. Also, you get a $200 statement credit on purchases within 12 months of account opening, so you can really think of the $450 fee being brought down to $250. You also get Admirals Club membership, which is expensive in itself. While there are some other perks of the card, those three are unique to this card and most important. Additionally, some folks have been able to apply for this card again and get the 100,000 points again!
    • Related Blog Post: 100,000 American Bonus Miles with AAdvantage World Elite Mastercard
    • Application Link: AAdvantage World Elite Mastercard

What are some of your favorite offers?

Disclosure: This post contains affiliate links. As always, thanks for supporting the blog and enjoy traveling on a deal!

Comments

  1. In Canada we can still get the Amex bonuses more than one time (for now) so we like many of the Amex cards as we can also get referral points as well. (Spouse to spouse, etc) We wrote a whole page about it!
    http://borderfreetravel.com/big-ricks-deals/

    We have similar hotel credit card bonuses as you, and we also have done posts on that as well. Your sign up bonuses however seem to be higher than ours for most cards!
    Jay

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