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Last night I received a Tweet letting me know that you can purchase a Target REDCard online if you are not able to purchase one at your local Target store. At first I was hoping that you could purchase them through the Target site directly, but unfortunately no. The link in the Tweet directed me to a Craigslist ad where I see that there are many people actually making money by selling these prepaid cards! It seems as though this Tweet was actually from a Twitter account primarily pimping their particular ad.
From what I see you can purchase these cards for anywhere between $29 and $40 and $1 is already loaded onto the card (the minimum requirement when purchasing the card). Typically the cards cost $5, so you are paying a nice premium for the card – between $23 and $37 more than if you purchased it yourself at Target.
While paying a premium for a piece of plastic is by no means fun, it might be worth it if you are interested in the card and do not have a Target nearby or a Target that sells the REDCard. Keep in mind though I have ZERO experience with purchasing these cards from a random Craigslist ad and cannot guarantee that you will actually receive the card number or that it will be legit. Although, I can say that I have purchased cards for other people seamlessly and all I had to do was send them the card number. They do not even need the actual card. When activating the card you can change all the information to your personal info which includes name, address, social security number, etc. You also will create a username and password so the original buyer will have no access to your account.
I do find it hysterical that people are making money off of this. I am not really sure I condone this, but if it is your only option you might want to consider. I personally would instead try to find a friend that lives in another state that you pick one up for you.
If you are new to Target REDCard you can check out all the details here.