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UPDATE: This offer has expired. You can learn more about the current offers here.
Last week I wrote about the 100,000 point sign up offer for the Hilton HHonors™ Surpass® Card from American Express. However, I also wanted to let you know that the no annual fee card, the Hilton HHonors™ Card from American Express is also offering their HIGHEST offer yet! I am very excited to see all these “best ever” offers popping up from American Express!
- Complimentary Hilton HHonors Silver elite status each year you keep the card
- Earn Hilton HHonors Gold status after you spend $20,000 in a calendar year
- Earn 7x points at Hilton Hotels, 5x points at U.S. gas stations, supermarkets, and restaurants, and 3x points on all other purchases
What are Hilton Points Worth
As I mentioned last week, Hilton changed their entire award structure a few years ago and unfortunately it was for the worse. Hilton has a structure now in place where you’ll pay more during peak times vs. off peak times. These 75,000 points from the sign up bonus can get you anywhere from 15 nights at a low level category to 1 free night at a high level category. And a few hotels during peak times will require even more then what the sign up bonus will give you. You can use this tool to find out exactly how many points a specific hotel will require during every month of the year. Remember, since this card gives you automatic status, you’ll receive your 5th night free when using points for your stay.
Making Money on a No Annual Fee Card!
Since this is an American Express credit card, you are able to earn a ton of statement credits throughout the year if you decide to take part in the Amex Offers promotions that I write about often. With these offers, you’ll earn ‘X statement credit, when spending Y amount’ at a participating merchant. For example, just recently they were giving back a $5 statement credit if you spend $25 at Toys R Us and a $10 statement credit when making a $50 purchase at Soap.com. These are just a few out of many examples. The Amex Offers are great when it is a merchant that you’d make a purchase at anyways!
Comparing the Different Hilton Co-Branded Credit Cards
There are actually four different Hilton co-branded credit cards (two with annual fees, two with no annual fees). The other no annual fee card is the Citi® Hilton HHonors Visa Signature® Card which also has a sign up bonus of 75,000 points. The main difference is the number of points you earn for every purchase
Here is a comparison of the points earned between the two no annual fee cards:
- Hilton HHonors Card from American Express
- Hilton Hotel spend: 7x points
- U.S. Gas stations: 5x points
- U.S. Supermarkets: 5x points
- U.S. Restaurants: 5x points
- All other purchases: 3x points
- Citi® Hilton HHonors Visa Signature® Card
- Hilton Hotel spend: 6x points
- U.S. Gas stations: 3x points
- U.S. Supermarkets: 3x points
- U.S. Drugstores: 3x points
Based on the point earning comparison above, you’ll earn more with the American Express card over the Citi card.
I absolutely LOVE no annual fee American Express credit cards. As mentioned above, I am personally able to earn a ton of statement credits with the Amex Offers that are only available to those with American Express cards. I also like that this card will you give your 5th night free on an award stay and there is no cost to you on an annual basis (since there is no annual fee).
Overall, this is a great offer for this card and worthwhile if you are looking to increase your Hilton balance. Keep in mind though that American Express typically only allows you to have 4 credit cards (not charge cards) in your name at a given time. This is a card I do not yet have in my wallet and with the current limited time offer which is the highest offer we’ve ever seen for this card, I am putting it on my radar to apply for this month.
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