Earn Free Money Just by Downloading Dosh

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I’m very into money saving apps for my everyday purchases! I have a bunch of them and I am constantly getting receiving notifications that I received cash back on a purchase I made (which I would have made regardless). While I’ve written about many of them in the past, such as Ibotta and Drop, I have yet to write about Dosh.

You Get $7 off the Bat!

By downloading the app and linking two credit cards, you’ll automatically receive $7 in your account – $5 for downloading and then a $1 per linked card (up to 2 linked cards). So even if you really do not think you’ll use the app much, this is an easy way to make a few quick bucks.

How Does it Work?

Once you download the app, you’ll link your credit cards (I personally linked all the cards I use) and every time your linked card is used at a participating merchant you’ll receive cash back. Unlike some other apps, you do not need to activate an offer, use a promo code, scan your receipt, or really do anything. Just go about your normal purchases and viola – cash back will eventually appear.

There are a ton of participating merchants, some for in-store purchases while others are for online only. However, for many of the online purchase options you’ll need to go to the merchants website through the Dosh link – similar to an online shopping portal. In my local area there are actually a bunch of restaurants where I’ll receive 7% cash back! And there are a few that I eat at often. I gladly welcome cash back while eating out, especially when it is something I’m going to do anyways!

As I mentioned above, I personally linked all my credit cards so I do not need to think about it when making a purchase. I sort of forget the app exists and then am pleasantly surprised (and happy!) when I receive cash back. I have never made a purchase or selected a certain restaurant just for the cash back, so I am never spending more money to save money. And since this is cash back, you can combine this with any other promotion you run across – i.e., in-store/restaurant coupon, Amex Offer, bonus points/miles, etc.

Cashing Out

Getting your cash back is quite easy. Once you’ve hit a minimum of $15, you can request to be paid. They will transfer funds either to your bank account or PayPal. The app is extremely user friendly!

Feel free to share your experience below!


  1. Three cards I attempted to add errored off, indicating they are registered at yelp.com (not sure that is even correct) and I have to unregister them on yelp and come back to Dosh.

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