Maximizing the Home Depot Amex Offer to Save (or Make!) Money

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Back in May I wrote about some new AWESOME Amex Offers where you can receive a statement credit by shopping at many popular merchants. Amongst this included Home Depot, where if you spend $75 or more in a single transaction you’d receive a $15 statement credit. This is an amazing opportunity to save money at either Home Depot or many other merchants! Keep in mind though that this offer expires Monday June 15th, so you only have a few days left to run to your local Home Depot store.

Last weekend, my husband and I went to Home Depot with 9 American Express credit cards. Upon entering the store, we headed right for the gift card rack. We didn’t necessarily need anything at Home Depot and did not want to stock up on Home Depot gift cards as we are not quite sure when they will be used (we rent a NYC apartment, so home improvements is not a cost we incur just yet). Home Depot, however, carries many gift cards for other merchants! Those were much more desirable to use since we would prefer to purchase gift cards that can be used on items we normally purchase and can be used soon. I don’t love the idea of holding onto gift cards for too long.

As you can see from the pictures I took from the gift card rack, there are a ton of options – Visa gift cards, restaurant gift cards (Subway, Applebees, Starbucks, Cheesecake Factory, etc.), iTunes, gas gift cards, etc. With the Visa gift card options you can actually make some money, but there are fees and I’d prefer not to waste that extra money. I personally went for Shell gift cards as that is the gas station nearby and where we actually fill up on gas typically. I do not think they are in the pictures I took but they came in $50 and $25 denominations. Since Home Depot allows you to split payment amongst multiple cards in a single transaction, I grabbed $675 worth in Shell gift cards and put $75 on all 9 of our combined Amex cards.

Within seconds we received the “Congrats! You just used your Amex Offer” email. And within 2 days of the purchase, the $15 statement credit appeared. In total, we saved $135 on our next few months of gas purchases, for a savings of 20%! I will take this any day for a few minutes of work.

FYI – Unfortunately, the maximum capacity of registrants have been met, but you are still able to take advantage as long as you registered (via Twitter or your account). 

For those that are able to take advantage, enjoy saving some money! Another reason why I love American Express credit cards and do not mind paying an annual fee on some of them!

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