2 Better Perks with the Starwood Business Credit Card

This post may contain affiliate links from our advertising partners, such as American Express. Read my Advertiser Disclosure policy here. Additionally, some of the offers on this page may no longer be available through Deals We Like.

With the Starwood credit card, many people just automatically assume to apply for the personal card, however, there are actually some added perks that you’ll receive by having the business credit card (over the personal version of the card).

Key Links:

Difference between personal and business versions

You’ll notice that the personal and business offers of the respective cards are very similar in nature. Although there are two main differences where the business version have a leg up:

  • OPEN Savings: With the business version of the card you are eligible to American Express OPEN savings. This gives you 5% statement credit when you use your card at many merchants, including: FedEx, Hertz, etc. You can read more about AMEX Open savings here.
  • Lounge Access: Last year a new perk was just added to the business credit card where you’ll receive FREE club lounge access at all Sheraton hotels worldwide. If you stay at Sheraton hotels and do not have top tier status, this can be a HUGE perk as you will receive complimentary daily breakfast, a premium selection of beverages, and evening hors d’oeuvres. There are also snacks throughout the day and free WiFi access. As long as you book directly with Starwood, you are given this benefit (regardless if it is a paid stay, or a stay using points or cash = points). I personally have found Sheraton lounges to be spotty throughout the US, but international lounges are typically top notch. You can read more about this complimentary lounge access here.

*Terms Apply.

Disclosure: This post contains affiliate links. My goal is for you to travel on a deal! As always, thanks for your support!

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. Is there a place on the SPG T&Cs specifically saying that lounge access is guaranteed with an award night? Been going back and forth with an SPG rep about this. Thanks.

  2. We are at the Sheraton in Puerto Vallarta, Mexico & I used my SPG American Express credit card to book this hotel. When we checked in we were upgraded to a very nice room on the Club Level with complimentary access to the Club Lounge. Very good breakfast, access from 7am-11pm Hors d oeuvres & complimentary wine from 5pm-8pm

Leave a Reply

Your email address will not be published. Required fields are marked *