Incredibly Cheap Ways to Save at Disney

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Over the past few weeks I’ve written about a few Amex Offers where if you register your American Express credit card you’ll receive a nice statement credit on your purchase. Three of these participating merchants allow you to purchase Disney gift cards which WILL trigger the statement credit. The three merchants involve Sam’s Club, BJ’s Wholesale Club, and Undercover Tourist. All three are targeted offers so you will need to sign into your account to see if you are eligible. If you have this offer on multiple American Express cards, make sure to use the multiple browser trick to register on every single card. If you are new to Amex Offers, you can read this Amex Offers Overview and FAQs to get you up to speed!

Disney gift cards can be used at all DisneyWorld and Disneyland resorts. This includes admission tickets, annual passes, hotel rooms, spa experiences, as well as merchandise, dining and recreation. They can be used at the Disney Store (found at many malls throughout the US),, Disney Cruises, Adventures by Disney, Disney’s Aulani Resort in Hawaii, Disney’s Hilton Head Island Resort, Disney’s Vero Beach Resort, Disney’s Club Penguin, and DisneyPhotoPass.

Purchasing Disney Gift Cards at BJ’s Wholesale Club

This Amex Offer will give you a $25 statement credit with a $100+ purchase in-store on your registered American Express credit card. This offer was widely available, however, a few readers did comment saying they were no longer to register for the offer, so I am not sure if it has hit maximum enrollment yet.

The store sells $50 Disney gift cards for $47.99. To fully maximize, purchase two $50 gift cards and then a filler item that is above $4.02. That will bring you right to the $100 mark and trigger the $25 statement credit. This is giving you close to 25% off at Disney! And you can take advantage on every single American Express card you have. For example, I have 10 registered cards which will give me $250 off at Disney for a future time!

This is a great offer to save money on anything Disney related! You can typically google “BJ’s one day pass” and find some offer/coupon that will allow to go to BJ’s during a one day trial without having to sign up for a membership. This Amex Offer expires December 31, 2016. You can read more about this detailed offer here.

Purchasing Disney Gift Cards at Sam’s Club

This Amex Offer will give you 10% back as a statement credit on a purchase of $100+. You are capped at $1,250 per registered American Express credit card. This is a one time statement credit, so you’ll want to purchase the full $1,250 during one swipe of the card.

Sam’s Club sells $500 Disney gift cards for $474.98 and $150 Disney gift cards for $142.98. Purchase two $500 gift cards and two $150 gift cards and that will cost you $1,235.92. Using your registered American Express gift card will give you a statement credit of $247.18. This ultimately means you are purchasing $1,300 worth of Disney gift cards for $988.73!

This offer, however, was pretty targeted so there is a good chance you might not see it on your account. Sam’s Club does charge guests a 10% fee, so keep this in consideration if you do not have a membership. I suggest finding a friend/family member with a membership and going with them. Or, many times you can find heavily discounted memberships through Groupon and LivingSocial. This Amex Offer expires January 31, 2017. You can read more about this detailed offer here.

Purchasing Disney Tickets at Undercover Tourist

This Amex Offer will give you a $20 statement credit with a $100+ purchase on your registered American Express credit card. At Undercover Tourist you can purchase Disney admission tickets. Keep in mind though, the 1 and 2 day tickets are actually a little more then you’d pay by purchasing them directly at Disney. The 3+ day tickets are cheaper. However, you are still able to save money on the 1 day tickets by utilizing this Amex Offer!

Let’s assume you are going to Disney just for the day. Purchasing a value ticket for Epcot (restricted dates) will cost you $97 when purchasing directly from Disney. While there are some other ways to get discounted tickets such as subscribing to MouseSavers, Undercover Tourist will cost you $107.31. While this is slightly more then purchasing direct from disney, you’ll receive the $20 statement credit bringing the cost down to $87.31, a savings of approximately $10.

This is definitely not nearly as lucrative as the other two Amex Offers to save money at Disney, but still an option if the other two do not work out for you. This Amex Offer expires December 31, 2016. You can read more about this detailed offer here.


Finding ways to save money at Disney is typically a challenge, this these are three great offers you can take advantage of! And if you are eligible to purchase gift cards at BJ’s Wholesale or Sam’s Club, remember that gift cards do not expire. So even if you are not planning a trip there for quite some time, you can purchase now to redeem later. Enjoy your savings!

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. The Sam’s Club offer is exactly how we are funding our next Disney trip. Also, Disney has a thing called “Disney Vacation Account” that you can fund with gift cards. You use the account to purchase disney park tickets, hotel stays, or vacation packages, then they give you 2% back in Disney gift cards. Any unused funds in the account can be refunded at any time, but it’s refunded in the same medium in which they went in (so if loaded w/ a gift card, it would come back to you as a gift card). Note that the account has to be open for a certain period of time (but not fully funded) before it’s eligible for the rewards.

    BTW, there’s a typo in the Sam’s Club offer section, you say 10%, but it’s 20%. You may also want to mention that if you get the offer on multiple cards, you can buy a bunch of gift cards and have the cashier ring it all up in a single transaction and then split the total among all your eligible credit cards. This lets you maximize each card. This is what we did. In the store we were given the advice to go to a cashier wearing a green vest as those are usually the managers and will be more likely to process the transaction correctly.

    Finally, if you have a few Disney gift cards, but not enough to pay for your tickets, there is a way to combine them with the Undercover tourist offer. Disney allows you to upgrade park tickets, so if you have a 3 day, you can pay the difference to upgrade to a 5 day or whatever ticket that is more expensive. So, you could buy the ticket from undercover tourist, then take it to Disney and upgrade, paying the remainder with your gift cards.

    • @Ghenghy – Thanks so much for sharing your story and tips! So glad you are able to save a ton of money on your next Disney trip!

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