Earning Marriott Points with the Starwood Credit Card

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Even if you are not a Starwood person, the Starwood Preferred Guest® Credit Card from American Express (personal version) and the Starwood Preferred Guest® Business Credit Card from American Express OPEN might have huge value to you.

For those looking to earn Marriott points and increase their account balance, due to the Starwood and Marriott merger, you can freely transfer points between the two programs. And the transfer ratio is actually extremely favorable for those transferring to Marriott. For every 1 SPG point you’ll earn 3 Marriott points. That means if you were to accrue 25,000 points it can be transferred over to Marriott for 75,000 Marriott points. That is nice bonus to add to your existing Marriott balance.

What will Marriott points get you?

Let’s say you were to accrue 90,000 Marriott points (after transferring your SPG points to Marriott) – this will earn you a 5 night stay at a category 5 hotel on a PointSaver Reward! With the Marriott Rewards program, you get your 5th night free when redeeming points. You’ll see from the chart below that there are 9 categories, which almost every category being 5,000 points more then the previous category. While you won’t find a category 5 hotel in the more expensive cities (i.e., New York, San Francisco, Tokyo), there are many good properties available throughout the world (Bali, Thailand, etc.)

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When looking at top tier point requirements between Starwood and Marriott, you’ll actually find Marriott redemptions to be way more favorable. For example, a Marriott category 8 hotel can be compared to a SPG category 6 hotel. Marriott requires 40,000 points while SPG requires 20,000 points. If you look into the conversion rate of SPG to Marriott, you’ll see that 20,000 SPG points can actually get you 60,000 Marriott points. So 40,000 points for a comparable hotel is a steal if you are looking to utilize SPG points!

Overall, if you are a Marriott person, paying close attention on ways to earn Starwood points is a great way to earn you more free stays throughout the world!

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Disclosure: This post contains affiliate links. My goal is for you to travel on a deal! As always, thanks for your support!

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  1. And 40K SPG can be turned into 50k American and other airline miles, right? Is it necessary to convert in two transactions to get that 50k?

  2. You need to point out that AMEX credit card bonus is for once per life time! Without that notice, it will lead some people who already had the card before and open this card again but left with no bonus. Again, you want to get referral points but it’s a nice gesture to readers who are not into this game as much as you do. Thanks!

    • @doublejade – Thank you for the reminder for letting me know that the post does not include Amex’s rules. It is included in most of my credit card posts and I have many separate posts about the rules, so will make sure to update to include.

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