475,000 Points with Hilton’s Increased Credit Card Offers!

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American Express just increased their welcome offers for all four of their Hilton co-branded credit cards making some of them the best offers ever! There are three personal cards and one business card and if you were to apply and be approved for all four that would earn you 475,000 bonus points (after meeting the minimum spend requirements). Although clearly I do not recommend getting all four cards at the same time. Here is a comparison of the sign up offers and the benefits that come with the respective cards. I’ll put together more posts this week detailing out each individual card.

Key Links:

  • Hilton Honors Card from American Express: Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. No annual fee. *Terms Apply. See Rates & Fees
  • Hilton Honors Ascend Card from American Express: Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Ascend Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership. $95 annual fee. *Terms Apply. See Rates & Fees
  • Hilton Honors Aspire Card from American Express: Earn 150,000 Hilton Honors Bonus Points after you use your new Card to make $4,000 in eligible purchase within the first 3 months of Card membership. $450 annual fee.
  • The Hilton Honors American Express Business Card: Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases in the first 3 months of Card Membership. $95 annual fee. *Terms Apply. See Rates & Fees

Remember, Hilton has a once in a lifetime bonus. The Aspire and Business cards are new cards that were introduced earlier this year. The Ascend is re-brand of the previously known Surpass, so if you’ve had the Surpass in the past, you are unfortunately not able to receive the sign up bonus on the Ascend. And the no-fee American Express card is the same card as it has always been.

Personal Version Differences

There are three different personal cards, the Hilton Honors Card from American Express that comes with no annual fee, the Hilton Honors Ascend Card from American Express that comes with a $95 annual fee, and the Hilton Honors Aspire Card from American Express which carries a whopping $450 annual fee. As you can see the annual fees are significantly different amongst the three cards, but do not let you sway you to get one card over the other. The cards vary significantly in the points earned from the welcome offer, the number of points you earn on purchases, the automatic status you receive, and the opportunity to earn free night certificates annually.

Here are the differences:

  • Welcome offer: The Ascend offers 125,000 points, the Aspire offers 150,000 points, and the no annual fee offer is for 75,000 points. Let’s say you value Hilton points at 0.6 cents per point, the increased 50,000-75,000 points is worth $300-$450. Of course this is an increased valuation just for the first year since the welcome offer is a one-time thing, not a year over year benefit to help outweigh the annual fees after the first year.
  • Free night certificate from the welcome offer: The Aspire card is the only offer that will give you a free weekend night certificate as part of the welcome offer. I personally value this certificate at a conservative $250 value, although I really think most people will get a much higher value, but I like to be conservative when giving numbers.
  • Status: The Aspire card will give you automatic Diamond status! This can be huge if you stay at Hilton properties often enough and benefit from having this status when checking into a hotel. The Ascend card also comes with a pretty decent status as it will automatically give you Gold status. At Hilton properties, Gold status is actually pretty good, so I do place a lot of value on this status! You’ll receive complimentary breakfast and the possibility of getting lounge access. The no annual fee card comes with Silver status, which honestly is nothing special.
  • Another free night certificate: On an annual basis, the Aspire card will give you a free weekend night certificate as one of the cards benefits. The Ascend card will also give you a free weekend night certificate after you spend $15,000 on the card annually. This is actually a pretty low spend to earn the free night certificate, so something you absolutely might consider!
  • Statement credit: On an annual basis, the Aspire card will give you both a $250 airline incidental fee statement credit and a $250 Hilton resort statement credit. Assuming you are able to use both credits, that is $500 back in your pocket which absolutely makes up for the annual fee!

If you are in the market for a premier credit card, the Aspire is an awesome card with an excellent welcome offer. We’ve never seen this high of an offer for this card and the benefits (as long as you will use them!) outweigh the annual fee you’ll spend.

Now, if an extremely expensive credit card is not your thing (which I absolutely understand!), the other two offers are excellent as well. When comparing the two, with these particular offers, I’d probably suggest the Ascend card. You’ll earn an extra 50,000 points (which I value at about $300), automatic Gold status (which is a great status to have at Hilton properties), and the opportunity to earn a free weekend night certificate if you are able to spend $15,000 on the card within a year. Those benefits and points, in my opinion, are definitely worth the $95 annual fee. But if you are looking for a no annual fee card, then the other card could be better for you longer term.

Remember though, if you are looking to really increase your Hilton points, you are eligible to earn the welcome offer points on all the cards above since they are different products!

Business Version

The Hilton Honors American Express Business Card is a relatively brand new card where everyone is eligible for the welcome offer (as long as you are approved for the card and you haven’t yet applied for it this year). This card also has some great benefits, including:

  • Free weekend night certificate: Spend $15,000 on purchases on the card in a calendar year and you’ll receive a free night certificate which you can use on a weekend at most Hilton hotels. You can receive this free night every year once you meet the spend threshold. This is the same free night certificate that you’ll receive on an annual basis with the Ascend card (personal version).
  • Priority Pass lounge access: You’ll receive 10 complimentary Priority Pass lounge passes per year.

The business card will earn you the same amount of points as the Ascend card and is a very similar offer as we saw last time the cards increased their offer. I’ll put together a blog post this week comparing the Hilton Business Card vs. the Hilton Ascend card to see which one is better for you since the have the same welcome offer and annual fee.

What are Hilton Points Worth?

Last year Hilton introduced an entirely new program. Instead of “Hilton HHonors”, they are now “Hilton Honors” and the name change came along with an entirely new redemption process. Hilton got rid of their award chart and you’ll now be charged a certain number of points depending on the price of the hotel, although it is not a fixed rate. They also introduced a points and cash option where you can pick the amount of points and cash you’d like to use based on a sliding scale for every hotel stay.

Below is the old reward chart that they got rid of. So the points required will not exceed the higher range amount for each category.

As I mentioned above, Hilton points are worth around 0.6 cents per point. This means 75,000 bonus points are worth about $450, 125,000 bonus points are worth about $750, and 150,000 bonus points are worth about $900. And one thing to point out is that all four cards give you automatic status (the $450 annual fee card gives you Diamond status, the two $95 annual fee cards give you Gold status, and the no annual fee card gives you Silver status). Having status is important with Hilton (even if it is the lowest level status) because you will then receive your 5th night free when using points for your stay. This will make your points for further and ultimately be worth more if you like to stay at properties for a longer time. You can read more about the perks of Hilton status here.

Overall…

These are three great offers for the card and if you are looking to rack up your Hilton point balance, I highly recommend them!

Key Links:

  • Hilton Honors Card from American Express: Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership. No annual fee. *Terms Apply. See Rates & Fees
  • Hilton Honors Ascend Card from American Express: Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Ascend Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership. $95 annual fee. *Terms Apply. See Rates & Fees
  • Hilton Honors Aspire Card from American Express: Earn 150,000 Hilton Honors Bonus Points after you use your new Card to make $4,000 in eligible purchase within the first 3 months of Card membership. $450 annual fee.
  • The Hilton Honors American Express Business Card: Earn 125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Business Card after you spend $3,000 in eligible purchases in the first 3 months of Card Membership. $95 annual fee. *Terms Apply. See Rates & Fees

Disclosure: This post contains affiliate links. As always, thanks for supporting Deals We Like and enjoy traveling on a deal!

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