Money Making Opportunity at Sam’s Club with a New Amex Offer

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A new Sam’s Club Amex Offers popped up today week where you can spend $30 and receive $15 in statement credits. An amazing deal especially since Sam’s Club sells many merchant gift cards, especially MasterCard gift cards! While this might be a targeted offer, it seems to be available on all of my accounts. This offer is only available for purchases through (online) and NOT in-store purchases. The $30 can be split amongst one or more transaction by must hit your account by June 14, 2018. 

To register: 

  • Go to and register for the offer. If you have multiple American Express credit cards make sure to use the multiple browser trickMake sure to read this post first!!
  • Make your $35+ purchase at by June 14, 2018.

Maximizing the Deal

There are many ways to fully maximize this deal which I will write about later today. But the best “money making opportunity” involves purchasing prepaid gift cards. For example, if you are not a member and only have 1 targeted Amex card, you can purchase a $25 Vanilla Visa gift card. The cost with the fees comes to $28.44. To get to the $30 mark you can either find a $2 filler item, or if you are not a Sam’s Club member, pay the 10% fee and your total will be $31.28. While you are spending more money then what the gift card is worth, it will trigger the $15 statement credit. So you’ll only be paying $16.28 for a $25 gift card that you can use at most merchants. Of course, this offer is best if you have more registered cards so you can scale your savings!

For example, Sam’s Club allows you to use two credit cards at a time when paying for your purchase. So you can purchase a $50 Visa or MasterCard gift card for $53.88. Find a $7 item that you’d want to purchase anyways to get to the $60 mark. You’ll then receive two $15 statement credits for a total of $30. Assuming you wanted your $7 filler item anyways, you are ultimately only paying $33.88 for your $50 gift card. I consider these gift cards the same as cash since you can use anywhere MasterCard or Visa is accepted, which is pretty much everywhere. And remember, you can take advantage of this offer on every single American Express card you have!

If you do not have a Sam’s Club membership, you can still shop online:

  • Sam’s Club adds a 10% service charge for non-members, so that will reduce your profit, you’ll still come out ahead
  • If you live in California, South Carolina and Elmsford, New York you do not need to pay the 10% service fee. I believe you just need your account to be set up with an address in one of those places, I do not believe your item actually needs to be shipped to that same address. Readers, please comment below with your experience.
  • Find a friend who is a member and have them purchase your item and use your credit card
  • Purchase a discounted membership via Groupon or Living Social (when available)

This is an amazing opportunity, especially since it doesn’t matter if you live near a Sam’s Club or not. I’ll be sure to put together a post on fully maximizing this deal with other items as well. Remember, enrollment is limited, so enroll now. Once you enroll you are set, just need to purchase within the next month.

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


    • In the payment section, it will allow you to check the boxes of as many cards as you like, then when you press Continue it will let you allocate the amount to each card. It will only allow you to allocate to two American Express cards per order.

  1. Actual Sam’s Club gift cards won’t trigger the offer? Didn’t see anything about not qualifying in the terms.

  2. I had this offer on 12/16 of my family cards. Bought six $60 Sam’s Club gift cards (which I will easily use at Walmart). None of them triggered the usual “Thanks for using your Amex Offer” email, and the offer still shows as unused in my Amex account. I hope that the offer is triggered when the purchase goes from Pending to Posted.

  3. Can you split a larger purchase across multiple cards online? I looked briefly but it didn’t immediately jump out to me.

  4. Bought a $30 Starbucks gift card at $28.98 several days ago. With the 10% non-member surcharge, the amount went above $30. The purchase did not trigger “you just used your Amex offer” email. The purchase has been posted and the Amex offer still shows unused. Now I am hoping it will be applied when they shipped the card, as one of the terms says “Note that American Express may not receive information about your qualifying purchase from merchant until all items from your qualifying purchase have been provided/shipped by merchant. ”

    Or they won’t… any thoughts? same story?

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