With the three different Delta credit cards, I’ve received many emails from readers with some really good questions. So here is everything you want to know about both the cards.
Top 10 Delta Credit Card Questions
Can I receive the bonus offer if I already have the Delta Gold card and now want to apply for the Delta Platinum or Reserve card?
Yes! They are different products and you are eligible to receive the bonus offer if you are approved and meet the minimum spend requirement for a different Delta co-branded card.
Can I receive the bonus if I am no longer a cardmember, but have had this card in the past (and received a bonus offer)?
Unfortunately, American Express has a once in a lifetime bonus limitation. So if you’ve received an offer in the past (even if it was a lower offer), you will not be eligible for the bonus offer again. With that being said, all three cards are different products, so you are eligible to receive the offer for one of the cards even if you’ve received an offer for another one of the cards in the past.
Which card will earn me MQMs?
Answer: Many times the Platinum Delta SkyMiles® Credit Card from American Express and the Delta Reserve® Credit Card from American Express will allow you to earn MQMs simply with the welcome offer — so you’ll have to take a look at the offer to see the amount of Medallion® Qualification Miles (MQMs) you’ll earn respectively with both cards.
Which cards will allow me to earn redeemable miles and MQMs annually?
Again, both the Platinum Delta SkyMiles® Credit Card from American Express and the Delta Reserve® Credit Card from American Express will allow you to earn redeemable miles and MQMs separate from the welcome offer. On an annual basis, you can earn up to 20,000 redeemable miles and MQMs with the Platinum card and 30,000 redeemable miles and MQMs with the Reserve card.
- Platinum Card: Spend $25,000 on the card in the calendar year, you’ll earn 10k redeemable miles + 10k MQMs. Spend $50,000 on the card in the calendar year, you’ll earn an additional 10k redeemable miles + 10k MQMs — for a total of 20k redeemable miles and 20k MQMs
- Reserve Card: Spend $30,000 on the card in the calendar year, you’ll earn 15k redeemable miles + 15k MQMs. Spend $60,000 on the card in the calendar year, you’ll earn an additional 15k redeemable miles + 15k MQMs — for a total of 30k redeemable miles and 30k MQMs
While this absolutely requires a ton of spend on the card, it could be great for those trying to earn status. And remember, you can earn the bonus miles and MQMs PER card.
Aside from the bonus, what are the other perks of being a card member?
Just for having the card, you’ll receive: 1) First checked bag for free for both you and 8 other passengers on the same itinerary, 2) Priority boarding, 3) 20% in-flight savings, 4) Discounted SkyClub access, and 5) Having any of the four cards allows you to use your miles at a fixed redemption where you can get a discount on the price of a ticket — for every 5,000 miles redeemed you’ll get $50 off the cost of your ticket.
How does the companion certificate work?
The companion certificate is a benefit that only comes with the Platinum Delta SkyMiles® Credit Card from American Express and the Delta Reserve® Credit Card from American Express. On an annual basis (starting with your first anniversary after you sign up for the card), you’ll receive a companion certificate where another passenger can fly with you and you’ll only pay the applicable taxes and fees. It is a once a year certificate and can be gifted to friends or family members as well. Where the Reserve card has a leg up on the Platinum card is that the companion certificate that comes with the Reserve allows you to use the certificate on any cabin class, including First class tickets! You can read more about the Delta Companion Certificate here.
I want to redeem my miles pretty quickly after earning the miles from the welcome offer, but will not have enough for an international flight. Are there any other ways to earn Delta miles quickly?
You can quickly transfer points from your American Express Membership Rewards account at a 1:1 ratio. Marriott is also a transfer partner, but is no longer a great redemption ratio.
Will I lose my Delta miles if I eventually cancel the card?
No! Canceling co-branded hotel and airline cards will NOT impact your mileage account. If you apply for the card now and for whatever reason at a later date decide to cancel the card, will not lose the miles earned. They are safe and sound in your Delta account to be used whenever you desire.
Is this card and authorized user cards eligible for the Amex Offers?
Yes! Since this an American Express credit card, you are eligible to take advantage of the American Express statement credit offers. Unfortunately, American Express put in place some new restrictions last year where you can only receive 1 statement credit per account regardless of the number of American Express credit cards you have. Even with the new restrictions, the statement credits earned could potentially help offset your annual fee.
If you pay attention to Delta’s flash promotions, you can get some unbelievable redemptions, such as my 36,000 miles roundtrip non-stop flight from Boston to Lisbon!
For rates and fees of the Gold Delta SkyMiles Card, please click here.
For rates and fees of the Platinum Delta SkyMiles Card, please click here.
For rates and fees of the Delta Reserve Card, please click here.
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