Chase just announced an amazing offer for their Ink Business Cash credit card – 50,000 Chase Ultimate Reward points. Learn more. This is the best ever publicly available offer for this card that I am aware of and definitely a card you should consider! I actually do not have this card, so will 100% be applying for it over the weekend! And fortunately I am not above Chase’s “5/24” rule. Unfortunately this rule is subject to Chase’s “5/24” rule, BUT since it is a business card does not count towards the magical 5 number. Make sure to apply for this card prior to any personal credit cards.
- Ink Business Cash℠ Credit Card: Earn 50,000 Chase Ultimate Reward points after you spend $3,000 on the card within the first 3 months. No annual fee! Learn more
Similar to all other Chase Ink cards, this is a business card, but the only one with no annual fee ever! Typically, the sign up bonus for this card is somewhere between 15,000-30,000 points, so to see a 50,000 point offer is quite awesome, especially since I love earning Ultimate Reward points. I personally get at least a 2 cent per point value out of these points, so 50,000 points is worth around $1,000 in my book! But, if you prefer cash back (or do not have another “premier” Chase Ultimate Reward card, the 50,000 points is worth a fixed $500 which is still great!
With this card, you’ll earn the following bonus points:
- 5x points at office supply stores, internet, cable, and phone services. This is capped at $25,000 spent per anniversary year.
- 2x points at gas stations and restaurants. This is capped at $25,000 spent per anniversary year.
- 1x point on all other purchases. No cap!
So this is a great card for those category that earn 5x points! While I personally use my Chase Ink Preferred to pay my cell phone bill (due to the insurance benefit), using this card would earn me way more points on an already expensive monthly bill.
Redeeming your Points
As mentioned above, if you have a “premier” card, such as the Chase Ink Preferred, Chase Sapphire Preferred, Chase Sapphire Reserve, Chase Ink Bold, Chase Ink Plus, you can transfer the points earned from your Chase Ink Cash account to one of those accounts. That will then allow you to have more flexibility when redeeming your points. Instead of only being able to earn cash back on your points, you can instead transfer your points to a partner loyalty program (such as Hyatt, Marriott, Ritz, United, British Airways Avios, Iberia Avios, etc.). Or, you can use your points to book travel through the Chase Ultimate Rewards portal. If you do not have a Chase account, then you’ll just earn cash back where 1 point = 1 cent.
As you can tell, I am very excited about the increased offer for this card! As of right now I am not sure how long this limited time offer will last for, but I am glad to see it is publicly available and not only for targeted accounts. And while this is a business credit card, if you do not have a documented business, you can use your social security number during the application process.