Last week Chase dropped a bomb on us when it introduced new restrictions for those looking to apply for the Chase Sapphire Preferred and the Chase Sapphire Reserve credit cards. The new rules state that you will no longer be approved for either card if you’ve received the sign up bonus offer for that exact card in the past 48 months. Like all other Chase credit cards, it used to be a 24 month restriction.
Fortunately though, there are still working links for both cards that still have the 24 month language! I have no idea how when these links will convert over to the 48 month language, but for now you are good to go. If you are looking to apply for either card in the near future and would be restricted by the 48 month rule, I suggest applying now as I have no idea how long the links with the 24 month rule will be around. Make sure when you apply for either offer regardless of where you find the link to check the “Offer Details” page and make sure it has the 24 language and not the 48 month language – there are some links out there with the 48 month restrictions.
The Chase Sapphire Preferred is one of my favorite overall travel credit cards, especially for those starting out in the points and miles world. It is a very straight forward card and the annual fee is waived the first year, which is great. I also LOVE earning Ultimate Reward points. I actually love all the Chase Ultimate Reward credit cards for various reasons and you can see which one works best for you here.
- Chase Sapphire Preferred: Earn 50,000 bonus points after you spend $4,000 within the first 3 months + 2x points on travel and dining. $95 annual fee waived the first year. Related blog post
- Chase Sapphire Reserve: Earn 50,000 bonus points after you spend $4,000 within the first 3 months + $300 statement credit for travel purchases every year + free Global Entry + 3x points on travel purchases and dining out. Related blog post
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