500,000 Points with Hilton’s Increased Credit Card Offers!

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American Express just increased their welcome offers for all four of their Hilton co-branded credit cards making some of them the best offers ever! There are three personal cards and one business card and if you were to apply and be approved for all four that would earn you 500,000 bonus points (after meeting the minimum spend requirements), plus two free weekend night certificates. Although clearly I do not recommend getting all four cards at the same time.

Here is a comparison of the sign up offers and the benefits that come with the respective cards. I’ll put together more posts this week detailing out each individual card.   

Key Links:

Note: The previous Hilton Honors Ascend card has been re-branded back to the Hilton Honors Surpass name. If you’ve had the Ascend or Surpass card in the past, you are not eligible for this new welcome offer.

Best Offers from the Past

For some of these cards, they are actually the best welcome offers we’ve seen thus far. Here is how they compare against what we’ve seen previously:

  • Hilton Honors Card from American ExpressCurrently offering 90k points. In the past we’ve seen as high as 100k points, although the standard has been about 75k points + $100 statement credit. While you could possibly get another 10k points if you hold out longer, I wouldn’t assume a higher offer anytime in the near future. And we are talking about a negligible difference.
  • Hilton Honors Surpass Card from American ExpressCurrently 130k points + a free weekend night certificate. While we’ve seen as high as a 150k point offer in the past it did not come with a free night certificate. Since I value the certificate at $250+ and the 20k point difference at only $120, this is the best offer we’ve seen thus far!
  • Hilton Honors Aspire Card from American Express: Currently 150k points. This is on par with what we’ve been seeing for awhile.
  • The Hilton Honors American Express Business Card: Currently 130k points + a free weekend night certificate. In the past, we’ve seen as high as 125k points + $100 credit. Taking into account the 5k extra points (worth $30), the free night certificate (I value at $250) and subtracting the $100 credit, this offer still puts you ahead $180, making this the best offer we’ve seen thus far!

Personal Version Differences

There are three different personal cards, the Hilton Honors Card from American Express that comes with no annual fee (See Rates & Fees), the Hilton Honors Surpass from American Express that comes with a $95 annual fee (See Rates & Fees), and the Hilton Honors Aspire Card from American Express which carries a whopping $450 annual fee. As you can see the annual fees are significantly different amongst the three cards, but do not let you sway you to get one card over the other. The cards vary significantly in the points earned from the welcome offer, the number of points you earn on purchases, the automatic status you receive and the opportunity to earn free night certificates annually.

Here are the differences:

  • Welcome offer: The Surpass offers 130,000 points, the Aspire offers 150,000 points, and the no annual fee offer is for 90,000 points. Let’s say you value Hilton points at 0.6 cents per point, the increased 20,000-60,000 points is worth $120-$360. Of course this is an increased valuation just for the first year since the welcome offer is a one-time thing, not a year over year benefit to help outweigh the annual fees after the first year.
  • Free night certificate from the welcome offer: Amongst the personal cards, the Surpass card is the only offer that will give you a free weekend night certificate as part of the welcome offer, which is awesome! I personally value this certificate at a conservative $250 value, although I really think most people will get a much higher value, but I like to be conservative when giving numbers.
  • Status: The Aspire card will give you automatic Diamond status! This can be huge if you stay at Hilton properties often enough and benefit from having this status when checking into a hotel. The Surpass card also comes with a pretty decent status as it will automatically give you Gold status. At Hilton properties, Gold status is actually pretty good, so I do place a lot of value on this status. You’ll receive complimentary breakfast and the possibility of getting lounge access. The no annual fee card comes with Silver status, which honestly is nothing special.
  • Another free night certificate: On an annual basis, the Aspire card will give you a free weekend night certificate as one of the cards benefits. The Surpass card will also give you a free weekend night certificate after you spend $15,000 on the card annually. This is actually a pretty low spend to earn the free night certificate, so something you absolutely might consider.
  • Statement credit: On an annual basis, the Aspire card will give you both a $250 airline incidental fee statement credit and a $250 Hilton resort statement credit. Assuming you are able to use both credits, that is $500 back in your pocket which absolutely makes up for the annual fee.

If you are in the market for a premier credit card, the Aspire is an awesome card with an excellent welcome offer. This is the highest offer we’ve seen for this card and the benefits (as long as you will use them) outweigh the annual fee you’ll spend.

Now, if an extremely expensive credit card is not your thing (which I absolutely understand), the other two offers are excellent as well. When comparing the two, with these particular offers, I’d probably suggest the Surpass card. You’ll earn an extra 40,000 points (which I value at about $240), a free weekend night certificate (which I value at about $250), automatic Gold status (which is a great status to have at Hilton properties), and then another opportunity to earn a free weekend night certificate if you are able to spend $15,000 on the card within a year. Those benefits and points, in my opinion, are definitely worth the extra annual fee. But if you are looking for a no annual fee card, then the other card could be better for you longer term.

Remember though, if you are looking to really increase your Hilton points, you are eligible to earn the welcome offer points on all the cards above since they are different products!

Business Version

The Hilton Honors American Express Business Card is a relatively brand new card. This card also has some great benefits, including:

  • Free weekend night certificate: Spend $15,000 on purchases on the card in a calendar year and you’ll receive a free night certificate which you can use on a weekend at most Hilton hotels. You can receive this free night every year once you meet the spend threshold. This is the same free night certificate that you’ll receive on an annual basis with the Surpass card (personal version).
  • Priority Pass lounge access: You’ll receive 10 complimentary Priority Pass lounge passes per year.

What are Hilton Points Worth?

A few years ago Hilton got rid of their award chart and now charges a range for each hotel. The number of points required is typically dependent on the time of the year where you’ll pay more during peak dates than off-peak dates.

As I mentioned above, Hilton points are worth around 0.6 cents per point. This means 90,000 bonus points are worth about $540, 130,000 bonus points are worth about $780, and 150,000 bonus points are worth about $900. And one thing to point out is that all four cards give you automatic status (although only the Aspire card gives you Diamond status). Having status, even it is just Silver status, is important with Hilton because you will then receive your 5th night free when using points for your stay. This will make your points for further and ultimately be worth more if you like to stay at properties for a longer time. You can read more about the perks of Hilton status here.


These are four great offers for the card and if you are looking to rack up your Hilton point balance, I highly recommend them.

Key Links:

For rates and fees of the Hilton Honors Card from American Express, please click here.

For rates and fees of the Hilton Honors Surpass Card from American Express, please click here.

Info about the Hilton Honors Aspire Card from American Express and the Hilton Honors American Express Business Card has been collected independently by Deals We Like. The issuer did not provide the details, nor is it responsible for their accuracy.

Disclosure: This post contains affiliate links. As always, thanks for supporting Deals We Like and enjoy traveling on a deal!

The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


  1. If this keeps up that $89 Hampton Inn will need 200k in pts, basically it doesnt make sense any longer to me at least to have any more rev stays with this bunch of Crooks

    I kid you not a HI that used to be 20k went to 30k and now after the last enrichment is 40K or it was $79 for the night I needed it. I booked a room with Marriott instead for the same rate, wasnt gonna give these crooks any more ca$h

    Even if a person got the full amount of 550K its not gonna return nearly what it used to

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