With the massive hurricane hitting the Northeast today and tomorrow, thousands of flights are grounded and many people stuck with no way to get to/from their destination. Half the people stranded are probably trying to get home on their return flight or hanging out at the airport on a layover. While some people I know are thrilled to spend a few extra nights in Aruba, the extra hotel costs due to being stranded can absolutely add up. One credit card perk (primarily offered by Chase and Discover) that is many times forgotten about is travel delay reimbursement.
If you booked your airfare with the following credit cards, you are entitled to these reimbursements:
- Chase Credit Cards (Mariott Rewards, Ritz Carlton Rewards, Hyatt Visa, Sapphire Preferred, Sapphire, Ink Bold, Ink Plus, Ink, United MileagePlus): For delays of 12+ hours, you can get reimbursed up to $300 per ticket for lodging and meals. I cannot find any Chase site that fully details this out.
- Escape by Discover Credit Card: For delays of 6+ hours get up to 3 consecutive days of expenses covered of $150 per day for lodging and meals. You can learn more about this here.
American Express gives you trip delay reimbursement, but you must have purchased this add-on option for $9.95/person when you purchased your ticket with an already enrolled card. You can learn more about this here.
If there are any others that I am forgetting, feel free to list them in the comments section to help out other readers. Make sure to get full documentation of your flight delay or flight cancellation. You will need this information when submitting it to Chase/Discover. Also, make sure to keep all receipts for reimbursement.
I actually have never used this before, but it is absolutely a great thing to keep in mind. If you are flying out of the Northeast in the Winter, for example, it is definitely a good idea to purchase your ticket with one of these credit cards for the delay benefits.
Has anyone used this benefit before and what was your experience? To learn more about many of these credit cards listed above, check out this page. I have many of the cards listed out, including full blog posts on the perks, sign up bonus, benefits, etc.